After graduating with a degree in engineering, I first moved into the sales department of the Berlin property development sector (housing construction). Since 2008 I focus on the private Real estate financing and became freer Home loan specialist, first for the Tinbergen AG (Cologne), then for Dr. med. Klein (Berlin). Finally, I opened 2015 with three others financial professionals the current office floor at Senefelder Platz in Berlin.
Digitization in mortgage lending means for us facilitators the simplification and acceleration of bank processes, customer communication and documentation management. Nevertheless, I firmly believe in the personal contact with my customers. Because the deep trust in the financial advisor required for the biggest business of life can best come in the face of human to human.
Loan offers of mortgage lending contain the terms debit interest and annual percentage rate. The borrowing rate of the construction loan is explained quickly: with it the monthly interest rates
Baufinanzierung Berlin - Die Kreditmeisterei Karsten Sedler
Schönhauser Allee 167c
0,31% pa (0,35% eff.) *
Loan Amount 200.000 €, 100% Payout, Term / Fixed Interest 10 Years, Bonded Interest 0,31% pa, Monthly Rate 1.695 €, Total Amount to Pay 203.400 €, Number of Rates 120
0,50% pa (0,53% eff.) *
Loan Amount 200.000 €, 100% Payout, Term / Fixed Interest 15 Years, Bonded Interest 0,50% pa, Monthly Rate 1.155 €, Total Amount to Pay 207.900 €, Number of Rates 180
0,71% pa (0,73% eff.) *
Loan Amount 200.000 €, 100% Payout, Term / Fixed Interest 20 Years, Bonded Interest 0,71% pa, Monthly Rate 895 €, Total Amount to Pay 214.800 €, Number of Rates 240
*) Financing self-occupied property, up to 60% of the mortgage lending value, employees, mortgage required, which incurs further costs. Possibly. Provision interest 0,25% pM from 3. Month after commitment. At the same time representative example according to § 6a para. 4 PAngV.
How much can I afford? Contact by email, by phone - or would you prefer in person?
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